

Compliance is essential for Merchants and Service Providers that handle cardholder data, especially for those who have started expanding their digital payment operations.
Banks, Fintechs, PSPs, and Payment Gateways require compliance for transaction authorisation.
Helps protect sensitive card data, reduce fraud, and maintain secure transactions.
Fosters confidence among customers and partners by ensuring a secure payment environment.
Service Providers must meet PCI DSS standards to ensure secure payment processing.
Valid for 12 months.
A PCI DSS Attestation of Compliance (AOC) remains valid for one year from the date of issuance. Organisations must undergo annual reassessment to renew their compliance status and maintain continuous adherence to PCI DSS requirements.
Annually and continuously.
PCI DSS compliance requires annual validation through a QSA assessment, along with quarterly vulnerability scans of both internal and external networks to ensure ongoing security and compliance.
Usually 6 to 12 weeks.
The duration of a PCI DSS assessment depends on the organisation’s size, complexity, and scope. On average, the full process, from scoping and evidence collection to validation and reporting, takes 6 to 12 weeks.
No, it’s continuous.
PCI DSS compliance is not a one-time certification but an ongoing process. Organisations must maintain security controls, perform regular testing, and update documentation to ensure year-round compliance.
Transition to maintenance mode.
After validation, organisations enter a compliance maintenance phase involving continuous monitoring, periodic reviews, vulnerability scanning, and annual reassessment to uphold PCI DSS v4.0 standards.